With the record rainfall and flooding we have had recently, the topic of flood insurance comes to mind. Your homeowners insurance does not cover damage from flooding. In order to be protected in case of a flood you need to purchase flood insurance through the Federal Flood Insurance Program.
You can find out more information about flood insurance at www.floodsmart.gov . At this website you can find out the flood risk in your area, review what coverage is available, and the cost, and find out which agents sell federal flood insurance in your area. The cost of flood insurance is the same no matter which agent you purchase it from.